CITY OF NAPLES

MONTHLY INSURANCE RATES

EFFECTIVE OCTOBER 1, 2008-SEPTEMBER 30, 2009

DELTA DENTAL

Employee

Council

City

Monthly

COBRA

Bi-Weekly

Monthly

Monthly

Totaled Billed

RATE

(City pays 100% of employee)

Contribution:

Contribution:

Contribution:

(also Retiree Rate)

(Inc. 2% Admin. Fee)

Annual

(ABT or Deduct)

Rate)

fee)

Employee

$0

$0

$27.30

$27.30

$27.85

$327.59

Employee + Spouse

$12.60

$27.31

$27.30

$54.61

$55.70

$655.31

Employee + Child(ren)

$19.38

$41.99

$27.30

$69.29

$70.68

$831.50

Family

$35.38

$76.67

$27.30

$103.97

$106.04

$1,247.58

HEALTH INSURANCE (All Employees)

(City pays 95% of employee; 85% of dependent & family)

Point of Service Plan (POS)

Employee

$13.87

$30.04

$570.85

$600.89

$612.91

$7,210.68

Employee + One Dependent

$75.03

$162.57

$921.25

$1,083.82

$1,105.50

$13,005.84

Employee + Family

$100.40

$217.54

$1,232.72

$1,450.26

$1,479.27

$17,403.12

Consumer Driven Health Plan (CDHP)

(City pays 95% of employee; 85% of dependent & family)

Employee

$8.17

$17.71

$336.40

$354.11

$361.19

$4,249.32

Employee + One Dependent

$44.24

$95.85

$543.16

$639.01

$651.79

$7,668.12

Employee + Family

$59.17

$128.20

$726.46

$854.66

$871.75

$10,255.92

CIGNA VISION

Employee

$3.31

$7.17

0

N/A

N/A

Employee + One Dependent

$6.62

$14.34

0

N/A

N/A

Employee + Family

$9.10

$19.72

0

N/A

N/A

PRUDENTIAL LIFE INSURANCE

(NO CHANGE TO LIFE & ADD RATES)

Basic Life Insurance

$0.00

$0.00

.342 per $1,000 of coverage

.342 per $1,000 of coverage

N/A

Supplemental Life Insurance

See Rate Sheet

See Rate Sheet

N/A

N/A

N/A

Dependent Life Insurance

$0.99

$2.14

N/A

N/A

N/A

AD&D Insurance

N/A

N/A

.039 per $1,000

N/A

N/A

Long Term Disability Insurance (General Only)

N/A

N/A

0.56 per $100 of monthly payroll

N/A

N/A